Verify applicants’ income through authoritative sources ensuring accurate risk assessment, and streamlining financial decision-making.
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Why VIDA Income Verification?
VIDA connects to official data sources using NIK (Nomor Induk Kependudukan) to instantly verify income helping you reduce fraud, lower defaults,
and make compliant, data-driven decisions.
Fraud-resistant: No more fake payslips or inflated income claims
Credit-ready: Improve underwriting and scoring accuracy
Compliant with POJK and AML for regulated industries
How It Works
Application Submission:
The user submits a loan or insurance application.
Data Verification and Credit Analysis:
The user's data is verified and analyzed for credit assessment.
Verification with Authoritative Sources:
Using the national ID number, the user's income is verified against authoritative sources.
Verification Results:
The verification results are sent to the financial services.
Decision Making:
Based on the verification results, a decision is made regarding the loan or insurance.
Easy Integration, Real-Time Results
VIDA’s API connects seamlessly to your platform no infrastructure changes needed. Customizable for financial workflows, underwriting logic, and fraud prevention triggers. Pay-per-use, available 24/7.
